The proponent should be the depositor of the Bank
Pledge of the duly discharged term deposit receipt by all the joint holders of the deposit
80% of the face value of the deposit or 80% of prinicipal+ Interest to the date of sanction of loan, whichever is higher. There is no maximum of limit
20% of the deposit value
Loan against Bank Term Deposits: 2% over the interest payable on term deposit
Remaining period of maturity of deposit
Nil
Nil
Nil
Duly discharged deposit certificate & KYC documents of deposit if not submitted earlier while making deposit