The proponent should be the depositor of the Bank
Pledge of the duly discharged term deposit receipt by all the joint holders of the deposit
75% of the face value of the deposit or 75% of prinicipal+ to the date of sanction of loan, whichever is higher. There is no maximum of limit
25% of the deposit value
2% over the interest payable on term deposit
Remaining period of maturity of deposit
Nil
Nil
Nil
Duly discharged deposit certificate & KYC documents of deposit if not submitted earlier while making deposit