Nature of Deposit

Existing interest rates

Revised interest rates

Current Account

NIL

NIL

Savings Bank Account – balance less than  Rs. 1 lac

3.50% p.a

3.50% p.a

Savings Bank Account- Balance of Rs. 1 lac and above

4.50% p.a

4.50% p.a

Term Deposits – Individuals

Existing interest rates (other than senior citizens)

Revised Interest Rates (other than senior citizens)

Existing Interest Rates for Senior Citizen

Revised Interest rates for Senior Citizens

30 days and above and upto 90 days

5.50% p.a

5.50% p.a

5.50% p.a

5.50% p.a

91 days and above and upto 180 days

6.00% p.a

6.50% p.a

6.50% p.a

7.00% p.a

181 days and above and less than 12 months

7.00% p.a

7.50% p.a

7.50% p.a

8.00% p.a

12 months and above and  up to  36 months

8.00% p.a

8.50% p.a

8.50% p.a

9.00% p.a

Above 36 months  

8.25% p.a

8.60% p.a

8.75% p.a

9.10% p.a

TERM DEPOSITS- INSTITUTIONAL

Existing interest rates

Revised interest rates

30 days and above and upto 90 days

5.25 % p.a

5.25% p.a

----

----

91 days and above and upto 180 days

5.25% p.a

5.75% p.a

----

----

181 days and above and less than 12 months

5.75% p.a

6.25% p.a

----

----

12 months and above and  up to  36 months

NIL

       6.75% p.a

Above 36 months  

NIL

       7.00% p.a

Amount

Existing Interest Rates

 Revised Interest Rates

Upto Rs. 25 lakhs

13.50% p.a.

13.50% p.a.

Above Rs. 25 lakhs and upto Rs. 50 lakhs

12.75% p.a

12.75% p.a

Above Rs. 50 lakhs and upto Rs. 75  lakhs

12.50% p.a.

12.50% p.a.

Above Rs. 75 lakhs and upto Rs. 100 lakhs

            12.25% p.a

            12.50% p.a

Above Rs. 100 lakhs

12.00% p.a

12.50% p.a

Housing Loans

Up to Rs. 25 Lakhs

10.00% p.a.

10.00% p.a.

Above Rs. 25 Lakhs and upto to Rs. 50 Lakhs

9.50% p.a

9.50% p.a

Above Rs. 50 Lakhs and upto  Rs. 140 Lakhs

9.00% p.a

9.00% p.a

Vehicle Loans

Two wheeler

13.00% p.a

13.00% p.a

Car Loans (New Car)

9.00% to 11.00% p.a  Based on CIBIL Score

9.00% to 11.00% p.a  Based on CIBIL Score

Car Loans(Used Car)

12.00% to 15.00% p.a Based on CIBIL Score

12.00% to 15.00% p.a Based on CIBIL Score

Education Loans

12.00% p.a

12.00% p.a

Secured Over Draft Including  OD SME

12.50 % p.a

12.50 % p.a

Gold Loans

Gold Loans (3 Months)

Premium Gold Loans (3 Months)

10.00% p.a

10.00% p.a

Special Gold Loans(6 Months)

Special Premium Gold Loans (6 Months)

 9.50% p.a.

 9.50% p.a.

Gold Loans(12 Months)

Premium Gold Loans (12 Months)

9.00% p.a.

9.00% p.a.

Overdraft against Gold Ornaments-SME

9.00% p.a

           9.00% p.a

Gold Loan –Agriculture purpose

            8.50% p.a

           8.50% p.a