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Loan & Advances Interest Rates

*With effect from 01, Nov 2020
Nature of Loans & Advances Interest Rate
Loan Against gold ornaments 9.00% p.a
Secured Overdrafts (irrespective of the amount) 12.00% p.a
Vehicle Loan- two wheeler (irrespective of the amount) 15.00% p.a
Vehicle Loan- four wheeler (irrespective of the amount) 13.00% p.a
HL swagruha Hosing (irrespective of the amount) 13.00% p.a
Urban short Term Loan (irrespective of the amount) 24.00% p.a
Nature of Loans & Advances (TLSME /ML) Interest Rate
Loan Upto Rs 15 Lakhs 14.00% p.a
Loan amount above Rs 15 Lakhs to Rs 30 Lakhs 13.50 % p.a
Loan amount above Rs 30 Lakhs to Rs 50 Lakhs 13.00 % p.a
Loan amount above Rs 50 Lakhs to Rs 75 Lakhs 12.50 % p.a
Loan amount above Rs 75 Lakhs to Rs 100 Lakhs 12.25 % p.a
Loan amount above Rs 100 Lakhs 12.00 % p.a
Nature of Loans & Advances (PROJECT FIN) Interest Rate
Loan Up to Rs.50 Lakhs 13.00% p.a
Loan amount above Rs. 50 Lakhs to Rs. 75 Lakhs 12.50 % p.a
Loan amount above Rs.75 Lakhs to Rs. 100 Lakhs 12.25 % p.a
Loan amount above Rs 100 Lakhs to Rs. 200 Lakhs 12.00 % p.a

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